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Financial Lives of Urban Poor Households

The unique study in India, gathered fortnightly financial diaries data from 120+ households in Chennai slums over 12 months. This added up to 24 rounds and 5000+ household level interviews about incomes, expenditures, assets, liabilities, shocks and other socio-economic variables. Findings threw light on the various aspects of the financial lives of this customer segment including but not limited to response to health and other shocks, credit as a liquidity solution, variation in incomes and expenditures and dependence on chit funds.



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