Design for Bharat: Solving for Mistrust in Digital Financial Services

Robust technology rails in India are enabling access to financial services for those that have been left un-and underserved. However, access is not adoption. While there can be several interim gaps, evidence from across the world suggests how absence of trust acts as a salient deterrent in adoption of financial services particularly by the low-… Continue reading Design for Bharat: Solving for Mistrust in Digital Financial Services

Scoping Meso-Level Insurance in Agriculture in India

Farmers in India suffer high variability in yields, as a result of uncertainty due to numerous natural and manmade factors such as rainfall (drought or excess), temperature, hail, pest infestation, livestock diseases, spurious seeds, price risk etc. The farmers with low average incomes, especially marginal and small, are left with very little room for investment… Continue reading Scoping Meso-Level Insurance in Agriculture in India

Experiencing Live Action of Business: Reflections on an Immersive Course in Entrepreneurship

This paper describes an experiential, immersive course in teaching for entrepreneurship in a business school. The course requires the students to set up and operate a business, build on their experiences, reflect upon it regularly and relate it to concepts in business and entrepreneurship. The design of the course, allowing for an immersive experience and… Continue reading Experiencing Live Action of Business: Reflections on an Immersive Course in Entrepreneurship

Incubators as catalysts for innovation

Executive Summary This report is part of a study that IIMA Ventures (formerly IIMA-CIIE), and Economic Research Institute of ASEAN and East Asia (ERIA) are conducting to open collaboration and peer learning between India and the Association of Southeast Asian Nations (ASEAN) and share knowledge and tools relevant to entrepreneurship ecosystems in South Asia. It… Continue reading Incubators as catalysts for innovation

Building an ecosystem for cultivated meat in India

IIMA Ventures (formerly IIMA-CIIE), in partnership with GFI India, undertook this research study to conduct a first-of-its-kind landscape study of the cultivated meat sector in India with a focus on ecosystem building. The research combines insights from secondary data as well as in-depth interviews with multiple industry stakeholders including academicians and researchers, startups and entrepreneurs,… Continue reading Building an ecosystem for cultivated meat in India

Impact of Financial Inclusion on Women’s Agency and Household Decision-Making

Extant research shows that women use bank accounts very differently compared to men and often face barriers to frequently using the accounts – in terms of physical distance, gender norms related to access, among others.

Repositioning the objectives of financial inclusion in India

  Financial inclusion is the ability to access formal financial products and services. Across contexts, experts maintain that households and individuals that own such products and use such services are better able to participate in the larger economy and make decisions that improve their welfare. However, the evidence that substantiates this relationship remains thin and… Continue reading Repositioning the objectives of financial inclusion in India

Circles (A): The Birth of an Entrepreneurial Initiative

Abstract: This case describes the entrepreneurial journey of two college friends — Anchal Taatya and Abhiram Nukalapati. While studying at IIM Ahmedabad, they saw an opportunity for aggregating credit card discounts and launched a pilot in February 2019 under the name Circles. Circles helped discount seekers and credit cardholders to connect and make transactions. Case… Continue reading Circles (A): The Birth of an Entrepreneurial Initiative

Circles (B): Launch and Pivot

Abstract: This case describes the entrepreneurial journey of two college friends — Anchal Taatya and Abhiram Nukalapati. While studying at IIM Ahmedabad, they saw an opportunity for aggregating credit card discounts and launched a pilot in February 2019 under the name Circles. Circles helped discount seekers and credit card holders to connect and make transactions.… Continue reading Circles (B): Launch and Pivot

Digital innovation in mental health

This report aims to accelerate the discourse on Digital Mental Health in India and evangelise startup innovation in the sector. The report analyses the existing gaps and challenges in the mental health sector in India. It combines insights from secondary research and in-depth interviews with multiple industry stakeholders such as mental health professionals, startups and… Continue reading Digital innovation in mental health

Innovation and digitalisation in Agtech

Executive Summary – This policy brief is part of a study that IIMA Ventures (formerly IIMA-CIIE), and Economic Research Institute of ASEAN and East Asia (ERIA) are conducting to encourage collaboration and peer learning between India and Association of Southeast Asian Nations (ASEAN) Member States and to share knowledge and tools relevant to entrepreneurship ecosystems… Continue reading Innovation and digitalisation in Agtech

Holistic Approach for MSME Credit for Bharat

Micro, Small and Medium Enterprises (MSMEs) form the backbone of the Indian economy as the second largest employer. Roughly, there are 65 million MSMEs in the country across service and manufacturing sectors. The sector is vast and diversified, with 90 per cent of them being micro enterprises. Together, they account for approximately 25 per cent… Continue reading Holistic Approach for MSME Credit for Bharat

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