Micro, Small and Medium Enterprises (MSMEs) form the backbone of the Indian economy as the second largest employer. Roughly, there are 65 million MSMEs in the country across service and manufacturing sectors. The sector is vast and diversified, with 90 per cent of them being micro enterprises. Together, they account for approximately 25 per cent… Continue reading Holistic Approach for MSME Credit for Bharat
The business model adopted by Aggois model aimed at resolving the problem of farmer financing — particularly, the lack of receivables financing, which left them (farmers) with no option but to choose between high rates with delayed payments under MSP or prompt payments at lower rates in private transactions. The product was named RapidPay and… Continue reading Aggois: Last-mile financing for small-holder farmers
Almost 60% of India’s population is directly or indirectly dependent on agriculture as a primary source of livelihood. The number of farmers in India is estimated to be about 145 million. However, fragmented land holdings, sub-optimal soil/crop productivity and multiple levels of intermediation between farmers and consumers have constrained the growth of the sector. Indian… Continue reading Impact Assessment: Agtech startups driving market linkages for farmers
A study on Mutuals and Cooperative insurers in India. The COVID 19 pandemic has brought to limelight the risk protection gap in India across income groups be it health, life, or livelihood. Most Indians are either uninsured or under-insured. India has a total addressable market of 500 million+ people who need insurance. On the supply… Continue reading Insuring Bharat: Scaling Up People Led Risk Protection – Study Report
This report holistically captures the snapshot of Indian InsurTech startup ecosystem, highlighting current and future trends. The report segregates startups and analyses trends across value chain, founder’s pedigree, investments and technology trends. We analyse and share insights on the IRDA sandbox with the LMI (Low-Middle Income) lens, while highlighting government schemes applicable for the LMI… Continue reading InsurTech: Technology at core
Sector experts share their views on: On the fast growing Legal Tech Startup Ecosystem On the evolution of Online Dispute Resolution (ODR) On Smart Contracts and Contract Management On AI based and other solutions Future of Legal Tech
Sector experts share their views on: On Digitization and maintenance of Land records. On Geospatial policy and its impact On Digitizing the Title due diligence process On use of AI / ML, NLP
CivicTech startups are streamlining government services by providing front end tech solutions and backend infrastructure. They are also empowering citizens by driving their participation in governance.
Technology can enable citizens to improve civic engagement for streamlining government services and civic issues. There is a rising need for CivicTech startups in India to solve for these issues.
Chapter Summary The number of incubators in India grew 15 times between 2000 and 2020. Non-metro cities, which account for more than 60 per cent of ihcubators n ndie, are earng up to become future start-up capitals. The highestdensity ot incubators in the south and west of India and within academic institutionshighlghts the common assumptions… Continue reading The Past, Present and Future of Start-up Incubation in India
In an ecosystem that has been pushing for AI-backed technology and Big Data, there have been calls to humanize data. Humanizing data consists of collecting and highlighting stories that make it easier for tech builders to relate to issues/challenges faced by users. More recently, the Covid-19 pandemic has resulted in huge stress and losses for… Continue reading Interviewing the low income, Bharat customers
There is a need for technological solutions which can make ownership & renting / leasing easier for all stakeholders in the domains of land, housing and commercial RealEstate. Opportunity areas in Property Rights Tech optimise the scaling of land and property titles, and increase the security and transparency of land and property rights.