The digital lending ecosystem has experienced intensified regulatory scrutiny in recent years, characterized by enforcement actions ranging from the suspension of unauthorized lending applications to comprehensive oversight of digital loan disbursement and collection practices. This toolkit is designed to help early-stage and growth-stage lending fintech start-ups navigate their compliance journey. It brings together regulatory requirements,… Continue reading Lending Compliance Toolkit
The BuildforHer Forum – an integral part of our Women’s Financial Inclusion Initiative at IIMA Ventures, supported by the Gates Foundation – is a platform to hear from founders, researchers, practitioners, and other experts innovating specifically for women. The forum brings together insights from their experiments, successes, failures, and learnings with the singular objective of… Continue reading Build for Her Forum
The case study explores Yes!poho, a digital platform launched in 2017 to revolutionise the traditional saree-shopping experience while empowering rural artisans. Founded by Raghuram Kuchibhatla and Meenakshi Dubey, the platform connects customers directly with weavers to offer customisable, high-quality sarees, using technology to bridge market gaps. Yes!poho’s asset-light model enables artisans to list their… Continue reading Yes!poho: Digitising the Saree-Buying Experience with Virtual Reality
Lending to the urban low-income segment is complicated by their variable income, limited data, sparse collateral, and high migration. A majority of blue-collar workers in urban industrial and commercial centres are excluded from accessing credit from conventional financial institutions. Even microfinance, which has seen rapid scale-up and success in rural contexts, has only a… Continue reading Kosh’s Digital Group Lending Model: Magnifying Social Capital among Blue-Collar Workers
India’s gig workforce is growing… About 4 million gig workers adapt their working lives to the algorithmic touch of platform- based apps across food delivery, home services, ride hailing, logistics and more. Showing strong signs of growth, this tech-powered slice of India’s gig workforce is estimated to grow to 24 million by 2030. … Continue reading Platformizing India’s Gig Future: Innovating for the Next 24 Million Workers
Science for Society (S4S) Technologies was started by Vaibhav Tidke in 2010 as an idea to take the latest dehydration technology to India’s rural regions to save farm waste through a unique product—a solar-powered dehydrator to dry and preserve farm produce. The startup enabled rural women as micro-entrepreneurs who processed fresh farm produce such… Continue reading S4S Technologies: Scaling up Solar Dehydration Technology among Rural Women Micro-Entrepreneurs
De-risk your startup journey. Learn what truly moves the needle. Masterclasses by IIMA Ventures are high-impact virtual learning sessions designed to equip startup founders with the right tools, insights, and frameworks to navigate their entrepreneurial journey. Grounded in real-world knowledge and experience by founders, investors and industry experts, these sessions aim to reduce the… Continue reading IIMA Ventures Virtual Masterclasses
India, the world’s third-largest emitter of greenhouse gases, stands at a critical juncture where sustained economic growth must now be decisively decoupled from rising emissions. Projections indicate that India’s emissions could double by 2040 in a business-as-usual scenario. Addressing this trajectory will require a rapid expansion and scaling of technologies that mitigate emissions across high-impact… Continue reading Catalysing Emission Mitigation Startups: Landscape and Policy Recommendations
India has been a pioneering force in semiconductor design and the fabless side of the value chain. Now, the current strategic and regulatory tailwinds are making the dream of domestic chip manufacturing a reality. At such a critical juncture, the inherent complexity of the semiconductor sector warrants a deep dive to understand this evolving landscape.… Continue reading Decoding the Semiconductor: From Silicon to Systems
Waste valorisation in sustainability practices centres waste as a valuable input resource in an effort to move away from linear make-use-discard models. Such approaches prevent waste from ending up in landfills, reduce pressure on natural capital, and bring us one step closer to truly regenerative and circular systems. Brisil Technologies, a cleantech startup founded… Continue reading Brisil Technologies: From Waste to Value in Silica Manufacturing
This report presents selected findings from the first set of academic papers produced under this collaboration. This is not a comprehensive summary of all results, but a first body of evidence on how key financial inclusion interventions backed by policy directives of the Reserve Bank of India have translated into household-level outcomes across rural India.… Continue reading Financial Inclusion for Rural Transformation Volume 1
This playbook is designed for fintechs and digital financial services seeking to onboard and service women customers. It touches upon the fundamental ideas underlying trust building and extensively presents actionable insights for the fintechs and financial service providers to experiment with and adopt.