The artisanal and micro-entrepreneurial industry in rural India are primarily home-based cottage industries and their workforce includes the members of the family, who often use existing indigenous skills which have been passed down the generations. Largely unorganised and fragmented in character — they often exist in areas where unemployment and under-employment are widespread. Conventional,… Continue reading Sectoral Challenges and ICT Solutions
At first Roshni appears to be shy and reticent but as the interview progresses, she opens up about herself. I met her one afternoon at the company she currently works for. Owing to the Covid-19 pandemic there was hardly anyone at the workplace with most of them choosing to work from home. Roshni comes… Continue reading People of Bharat: Roshni, Bengaluru
Photo by NEERAZ CHATURVEDI on Shutterstock Like any other research team, we started by understanding and unwrapping the research hypothesis word by word — ‘whether FPO’s can be an effective vehicle for financial inclusion for small and marginal farmers’. Having shared our insight about FPO’s in our previous articles, we thought it was time we… Continue reading FPOs and Financial Inclusion: Theory & Reality
Photo by Roop_Dey on Shutterstock Enterprises start out of dreams and are nurtured through insights of the founders. Due to lack of trained resources, many enterprises do not last long: as it is limited to the founder and the few concerned. Even among fortune 500 companies, many slip positions or some even fade away due to… Continue reading Sailing Past Financial Products to Build Enterprise Efficiency
In discussing modern workplaces, we can come to the agreement that the ‘gig economy’ may be the future. However, neither its definition nor metrics for measuring a gig worker has been formalised globally, yet. The definition of a gig worker in India according to the Lok Sabha is ‘a person who performs work or… Continue reading Modelling the Well-Being of a Gig Worker
Photo by Jack Melbourne Efficient last mile delivery of key financial services to small and marginalised farmers, has been at the heart of the implementation challenges that agricultural finance institutions in India have been facing over the past two decades. The economic fallout of the COVID-19 crisis and the Government’s proposed path of recovery reiterates… Continue reading Key concerns for credit institutions in agriculture & importance of meso-level insurance
Salim Ashraf, who is now 49, was born and raised in Bengaluru. He lives in a small but comfortable two bed-room house in Bamboo Bazaar, Bengaluru. His house is surrounded with shops selling bamboo furniture and ladders. He lives here with his wife who is a home maker, and his two sons aged 14… Continue reading People of Bharat: Salim Ashraf, Bengaluru
Photo by Rhiannon from Pixabay ‘If we want to know what a business is we have to start with its purpose. And its purpose must lie outside of the business itself. In fact, it must lie in society since a business enterprise is an organ of society.’ ~ Peter Drucker, The Practice of Management In… Continue reading MSME Growth: Five Questions to Ask
Image by Uplift Mutuals 1. Insurance market — a fast growth, but for Bharat a long road ahead The Indian insurance market is growing faster than the global market. During 2018–19, the total insurance premium in India increased by 9.3 % whereas global total insurance premium increased by 1.5 %. However, we still… Continue reading Insuring Bharat: Incremental Growth & The Long Road Ahead
“Why should I pay for an unnecessary insurance bundle when I just need one or two products?” asks Kumar, the owner of a fabric shop in Delhi. Like many of his fellow traders, Kumar runs a small shop in a crowded, narrow street of Chandni Chowk, one of India’s oldest markets. Low-hanging, rundown electric… Continue reading Riskcovry: Insurance-in-a-box
Gig workers have been facing the brunt of the coronavirus outbreak. This blog highlights the story of a FinTech startup, MIMO, which uses technology to connect service providers to its end customers through gig workers. Learn how MIMO supports gig workers in these tough times. India has 15 million gig workers or around 40%… Continue reading MIMO — Bridging the digital gap for the rural workforce
Image Source: Development News Evidence based research has developed a strong case for mobile phones aiding in women’s entrepreneurial ventures. With a mobile handset and an active internet connection, women get 24/7 access to worldwide e-business channels, which can be operated from anywhere in real time (Hilbert, 2011). It can also be a valuable tool… Continue reading Finding Replicable Solutions To Women’s Livelihood Challenges