Image by pixelfusion3d on iStock As we commence our study of mobile based tools that can promote entrepreneurship, self-employment and livelihoods among rural women, we want to understand if a tool is accessible to rural poor women who face unique barriers to using ICTs (access, affordability, and cultural norms, among others). We would also want to… Continue reading Insights from Studying Community Radio Users
Walking through a small village in rural Telengana I find a woman sitting on a mud verandah outside a house, leaning against the wall. As I approach her, a cat napping by her side, jumps up and runs away surprised by the apparent stranger. I ask her for directions to the post office and… Continue reading People of Bharat: Pushpa, Hyderabad
Image by Freedomz on Shutterstock Our previous blogs have given a succinct glimpse into the chaos that a researcher gets into understanding farmer producer organisations (FPOs). The degree of mismatch between theoretical and actual definitions of financial inclusion and even farmer producer organisation is so high- we just do not have a standard to follow. The… Continue reading Building an FPO Database
Power of Ideas was created and launched in 2010 to provide a breeding ground for entrepreneurial growth of early stage startups. It identified ideas which had the potential to become successful businesses, trained them to catalyse their progress, and funded in them to enable them achieve their goals. This book aims to take the… Continue reading The Power of Ideas – Unlocking the Future
“Takkar mein bahut hain. Par ek bahu hai. Uske aadmi ke party pehle se sarpanch ban chuke hain, rah chuke hain, unko toh aadat pad gayi hai,” (There are many contestants. Though, there is one lady. Her husband’s party has got accustomed to winning. It has become their habit) says Meena Devi. Meena, 29,… Continue reading Bridge2Capital’s potential to boost SHGs finances
Image by GSK919 on ShutterStock In the last few months, we’ve arrived at a theoretical model of a potential community platform with data cooperatives through literature review and conversations with industry leaders from SEWA, Platform Coop, ICAAP and a multitude of knowledge level gig workers. As a logical next step, we have started talking to gig workers across the skill spectrum… Continue reading Data Ownership & Gig Economy – Insights from Primary Research
“…his speech is of mortgaged bedding, On his knee, he borrows yet, At his heart is his daughter’s wedding, In his eye foreknowledge of debt. He eats and hath indigestion, He toils, and he may not stop; His life is a long-drawn question, Between a crop and a crop.” – Rudyard Kipling on ‘The… Continue reading AgriTech – A revolution in the making
Image by pixelfusion3d on iStock As we move forward with building the case for meso-level insurance in agriculture, in this blog we will discuss the perspectives of one of the primary stakeholders in meso-level insurance — ‘the insurers’. In our previous blog we highlighted emerging insights from our ongoing interviews with key insurance sector experts. It covered… Continue reading Building a case for meso-level insurance: Perspectives from Private Insurers
It is ten o’ clock in the morning when I arrive at the K Channasandra bus stand in Bengaluru and start looking for Jayashri’s dairy shop. I take a lane and couple of turns before I find it. Jayashri is standing next to it — at what appears a small tea-stall, and tells me… Continue reading People of Bharat: Jayashri, Bengaluru
Image by @abhijeetgaikwad10 on UnSplash Ever since the coronavirus pandemic hit the global economy, economists have been discussing the exact shape the recovery will take. Will it be a U-shaped recovery, i.e a prolonged downturn followed by upturn; or a V-shaped recovery, a downturn followed by a quick upturn; or a W-shaped recovery, a recovery followed… Continue reading Impact of pandemic induced labour shortage in Chennai
Abstract: This case describes the evolution of MHFC, a player in the Indian informal housing sector. As a new entrant offering micro home loans to the financially excluded lower income families of urban India in 2008, MHFC had grown to an annual number of 18,000 loans worth INR 8 billion with an average ticket size… Continue reading Micro Housing Finance Corporation: Growing and exiting a venture in affordable housing loans segment in India
Image by pixelfusion3d on iStock The Problem Statement Mutual insurance models in India are extremely localised and at times exist at some scale in pre-formed communities such as Self-Help Group Federations(SHG). The existing mutual models take a long learning curve to build, and are exclusive (entry restricted by microfinance) and investment heavy. Most of the… Continue reading Building a Digital Twin for Mutuals